LIC Jeevan Lakshya Plan 733 Calculator 2026
Calculate premium payment terms, accrued reversionary bonuses, child education income benefits, and XIRR returns for Plan 733. Updated for 2026.
What is the maturity amount of 5 Lakhs in LIC Jeevan Lakshya?
For a ₹5 Lakh Sum Assured under Jeevan Lakshya Plan 733 with a 20-year term (pay for 17 years), the annual premium is ₹25,800. On maturity, the policyholder receives ₹13,00,000. If the proposer passes away during the term, future premiums are waived, and the child gets ₹50,000/year until maturity, in addition to the ₹13 Lakh maturity payout.
LIC Jeevan Lakshya (Plan 733) — Historical Bonus Rates
Official LIC bonus rates declared per ₹1,000 Sum Assured.
| Year | Reversionary Bonus Rate (per ₹1,000 SA) | Terminal Bonus Rate (per ₹1,000 SA) |
|---|---|---|
| 2026 | ₹44 per ₹1,000 | ₹700 per ₹1,000 |
| 2025 | ₹44 per ₹1,000 | ₹700 per ₹1,000 |
| 2024 | ₹44 per ₹1,000 | ₹650 per ₹1,000 |
| 2023 | ₹42 per ₹1,000 | ₹600 per ₹1,000 |
| 2022 | ₹42 per ₹1,000 | ₹550 per ₹1,000 |
Why Jeevan Lakshya is the Perfect Child Security Plan
LIC Jeevan Lakshya Plan 733 is a participating, non-linked endowment plan. Its primary focus is securing child development goals. Unlike standard savings policies where death terminates the cover, Jeevan Lakshya actively pays out annual cash to support the child while preserving the final maturity lump sum.
The XIRR yield on this plan averages around **5.2% to 5.6%** tax-free. When combined with the high valuation of the built-in family protection and waiver benefits, it stands out as an excellent low-risk financial instrument for parents.
एलआईसी जीवन लक्ष्य प्लान 733 कैलकुलेटर — LIC Jeevan Lakshya in Hindi
एलआईसी जीवन लक्ष्य प्लान 733 (LIC Jeevan Lakshya Plan 733) को मुख्य रूप से 'कन्यादान पॉलिसी' या 'चाइल्ड एजुकेशन प्लान' के रूप में जाना जाता है।\n\nइस योजना का मुख्य लाभ इसका अंतर्निहित प्रीमियम वेवर बेनिफिट (PWB) है। यदि प्रस्तावक (पिता या माता) की पॉलिसी अवधि के दौरान मृत्यु हो जाती है, तो: (1) भविष्य के सभी प्रीमियम माफ हो जाते हैं, (2) बच्चे को परिपक्वता तक प्रति वर्ष सम एश्योर्ड का 10% (उदा. ₹5 लाख की पॉलिसी पर ₹50,000/वर्ष) मिलता है, और (3) मैच्युरिटी पर मिलने वाली पूरी ₹13 लाख की राशि भी पूर्ववत समय पर मिलती है।