LIC Jeevan Anand Plan 715 Calculator 2026
Calculate your premium schedules, estimated maturity amount, death benefits, and lifetime risk cover under the New Jeevan Anand Plan 715. Updated for 2026.
What is the maturity amount for LIC Jeevan Anand of 5 Lakhs?
For a ₹5 Lakh Sum Assured under Jeevan Anand Plan 715 with a 20-year term, the annual premium is ₹26,500. On maturity, the policyholder receives ₹13,00,000. In addition, the life cover of ₹5 Lakh continues for free throughout their lifetime.
LIC New Jeevan Anand (Plan 715) — Historical Bonus Rates
Official LIC bonus rates declared per ₹1,000 Sum Assured.
| Year | Reversionary Bonus Rate (per ₹1,000 SA) | Terminal Bonus Rate (per ₹1,000 SA) |
|---|---|---|
| 2026 | ₹44 per ₹1,000 | ₹720 per ₹1,000 |
| 2025 | ₹44 per ₹1,000 | ₹720 per ₹1,000 |
| 2024 | ₹44 per ₹1,000 | ₹680 per ₹1,000 |
| 2023 | ₹42 per ₹1,000 | ₹650 per ₹1,000 |
| 2022 | ₹42 per ₹1,000 | ₹600 per ₹1,000 |
How Does LIC Jeevan Anand Plan 715 Work?
LIC New Jeevan Anand is an endowment assurance plan with a whole life cover. This means the policy acts as a savings tool during the term, paying a bulk maturity amount at the end. After maturity, the life cover doesn't end — the basic Sum Assured is maintained free of charge. If the policyholder dies at any age afterwards, the nominee receives the basic Sum Assured.
Due to this double benefit, Jeevan Anand remains LIC's highest-selling plan in India. It is ideal for individuals who want to receive a lump sum for retirement while keeping a permanent inheritance cover for their families.
एलआईसी न्यू जीवन आनंद प्लान 715 कैलकुलेटर — LIC Jeevan Anand in Hindi
एलआईसी न्यू जीवन आनंद प्लान 715 (LIC New Jeevan Anand Plan 715) सबसे लोकप्रिय योजना है। यह एक डबल बेनिफिट प्लान है जिसमें मैच्युरिटी पर सम एश्योर्ड + संचित बोनस + टर्मिनल बोनस का भुगतान किया जाता है, और इसके बाद भी पॉलिसीधारक का लाइफ कवर (बीमा राशि) जीवनभर के लिए फ्री चलता रहता है।\n\nउदाहरण के लिए, ₹5 लाख की बीमा राशि के लिए 20 साल के टर्म पर मैच्युरिटी वैल्यू लगभग ₹13 लाख होगी। मैच्युरिटी के बाद यदि पॉलिसीधारक की मृत्यु 85 या 90 साल की उम्र में भी होती है, तो उसके परिवार (नॉमिनी) को ₹5 लाख का अतिरिक्त भुगतान मिलता है।