Skip to content
LicBaba
Policy Management

LIC Maturity Kab Milega 2026 — Policy Date Calculator Guide

By LicBaba Expert Team6 min read

LIC policyholders often wonder when their policy will mature, and how much they will receive as Maturity (मैच्युरिटी) benefit, so it is essential to understand the concept of Premium (प्रीमियम) and Sum Assured (बीमा राशि)

In India, 2026, many LIC policyholders are looking for practical advice on how to calculate their policy maturity date and amount, and our guide provides detailed information on how to do so, including examples of Plan 715 and Plan 736, and how to use our lic policy maturity date calculator and lic maturity calculator tools to get accurate results, and also how to calculate XIRR return, which is essential for comparing LIC policies with other investment options like FD, PPF, and term insurance alternatives

Our guide also provides information on how to calculate the bonus rate, which is typically ₹45 per ₹1,000 sum assured for some plans, and how to use this information to calculate the total maturity amount, and we also provide examples of how to calculate the maturity amount for different plans, including Plan 715 and Plan 736, and how to compare the returns with other investment options like FD, PPF, and term insurance alternatives, and we also provide information on how to use our lic policy maturity date calculator and lic maturity calculator tools to get accurate results

Understanding LIC Policy Maturity Date

The maturity date of an LIC policy is the date on which the policyholder is entitled to receive the maturity benefit, which includes the sum assured and any accrued bonuses, and it is essential to understand the concept of Premium (प्रीमियम) and Sum Assured (बीमा राशि) to calculate the maturity amount, and our lic policy maturity date calculator and lic maturity calculator tools can help policyholders calculate their maturity date and amount, and we also provide examples of how to calculate the maturity amount for different plans, including Plan 715 and Plan 736, and how to compare the returns with other investment options like FD, PPF, and term insurance alternatives, for example, if a policyholder has invested ₹1,00,000 in Plan 715, with a bonus rate of ₹45 per ₹1,000 sum assured, the total maturity amount would be ₹1,45,000, and the XIRR return would be around 6.5%, which is comparable to other investment options like FD and PPF

  • Calculate the sum assured and accrued bonuses
  • Use our lic policy maturity date calculator and lic maturity calculator tools to get accurate results
  • Compare the returns with other investment options like FD, PPF, and term insurance alternatives

How to Calculate LIC Policy Maturity Amount

To calculate the maturity amount of an LIC policy, policyholders need to know the sum assured, the bonus rate, and the accrued bonuses, and our lic policy maturity date calculator and lic maturity calculator tools can help policyholders calculate their maturity amount, and we also provide examples of how to calculate the maturity amount for different plans, including Plan 715 and Plan 736, and how to compare the returns with other investment options like FD, PPF, and term insurance alternatives, for example, if a policyholder has invested ₹50,000 in Plan 736, with a bonus rate of ₹50 per ₹1,000 sum assured, the total maturity amount would be ₹75,000, and the XIRR return would be around 7.5%, which is comparable to other investment options like FD and PPF, and policyholders can also use our lic policy maturity date calculator and lic maturity calculator tools to calculate the maturity amount and compare the returns with other investment options

  • Know the sum assured and bonus rate
  • Calculate the accrued bonuses
  • Use our lic policy maturity date calculator and lic maturity calculator tools to get accurate results

LIC Policy Maturity Date Calculator Tools

Our lic policy maturity date calculator and lic maturity calculator tools are designed to help policyholders calculate their maturity date and amount, and compare the returns with other investment options like FD, PPF, and term insurance alternatives, and our tools are easy to use and provide accurate results, and policyholders can use our tools to calculate the maturity amount for different plans, including Plan 715 and Plan 736, and we also provide examples of how to calculate the maturity amount for different plans, and how to compare the returns with other investment options, for example, if a policyholder has invested ₹25,000 in Plan 715, with a bonus rate of ₹40 per ₹1,000 sum assured, the total maturity amount would be ₹35,000, and the XIRR return would be around 6%, which is comparable to other investment options like FD and PPF

  • Use our lic policy maturity date calculator and lic maturity calculator tools to get accurate results
  • Compare the returns with other investment options like FD, PPF, and term insurance alternatives
  • Calculate the maturity amount for different plans, including Plan 715 and Plan 736

Comparison with Other Investment Options

LIC policies offer a range of benefits, including the sum assured, accrued bonuses, and loyalty additions, and policyholders can compare the returns with other investment options like FD, PPF, and term insurance alternatives, and our lic policy maturity date calculator and lic maturity calculator tools can help policyholders calculate their maturity amount and compare the returns with other investment options, and we also provide examples of how to calculate the maturity amount for different plans, and how to compare the returns with other investment options, for example, if a policyholder has invested ₹50,000 in Plan 736, with a bonus rate of ₹50 per ₹1,000 sum assured, the total maturity amount would be ₹75,000, and the XIRR return would be around 7.5%, which is comparable to other investment options like FD and PPF, and policyholders can also use our lic policy maturity date calculator and lic maturity calculator tools to calculate the maturity amount and compare the returns with other investment options

  • Compare the returns with other investment options like FD, PPF, and term insurance alternatives
  • Calculate the maturity amount for different plans, including Plan 715 and Plan 736
  • Use our lic policy maturity date calculator and lic maturity calculator tools to get accurate results

Conclusion

In conclusion, our lic policy maturity date calculator and lic maturity calculator tools can help policyholders calculate their maturity date and amount, and compare the returns with other investment options like FD, PPF, and term insurance alternatives, and policyholders can use our tools to calculate the maturity amount for different plans, including Plan 715 and Plan 736, and we also provide examples of how to calculate the maturity amount for different plans, and how to compare the returns with other investment options, and policyholders can also use our tools to calculate the XIRR return, which is essential for comparing LIC policies with other investment options, for example, if a policyholder has invested ₹1,00,000 in Plan 715, with a bonus rate of ₹45 per ₹1,000 sum assured, the total maturity amount would be ₹1,45,000, and the XIRR return would be around 6.5%, which is comparable to other investment options like FD and PPF

Summary of LIC Policy Maturity Date Calculator Tools

Summary of LIC Policy Maturity Date Calculator Tools
Plan NumberMaturity Amount
Plan 715₹1,45,000
Plan 736₹75,000

Get Started with LIC Policy Maturity Date Calculator Tools

Use our lic policy maturity date calculator and lic maturity calculator tools to calculate your maturity date and amount, and compare the returns with other investment options like FD, PPF, and term insurance alternatives

Calculate Maturity Date →

Essential Tools

LIC Policy Maturity Date Calculator

Calculate the maturity date and amount of your LIC policy

Launch Tool →

LIC Maturity Calculator

Calculate the maturity amount and XIRR return of your LIC policy

Launch Tool →

Frequently Asked Questions

The maturity date of an LIC policy is the date on which the policyholder is entitled to receive the maturity benefit, which includes the sum assured and any accrued bonuses
You can use our lic policy maturity date calculator and lic maturity calculator tools to calculate the maturity amount of your LIC policy, and compare the returns with other investment options like FD, PPF, and term insurance alternatives
The bonus rate for LIC policies varies depending on the plan, but it is typically around ₹45 per ₹1,000 sum assured for some plans
Yes, you can compare the returns of LIC policies with other investment options like FD, PPF, and term insurance alternatives using our lic policy maturity date calculator and lic maturity calculator tools