LIC Jeevan Labh Plan 736 — Bonus Rate, Calculator and Returns 2026

Investing in LIC Jeevan Labh Plan 736 can provide you with a guaranteed Maturity (मैच्युरिटी) benefit and bonus rates, but it's essential to calculate your returns using a lic jeevan labh 736 calculator

In India, 2026, investing in life insurance policies like LIC Jeevan Labh Plan 736 can provide individuals with a sense of security and guaranteed returns, but it's crucial to understand the plan's features, bonus rates, and calculate the returns using a lic jeevan labh 736 calculator, as it can help you make informed decisions, for instance, a ₹1,000 sum assured can get a bonus rate of ₹45 per ₹1,000 sum assured, and with a Premium (प्रीमियम) payment term of 16 years, you can get a Sum Assured (बीमा राशि) of ₹10 lakhs, and with an XIRR return calculation, you can expect a return of around 5-6% per annum

The LIC Jeevan Labh Plan 736 is a limited premium paying endowment plan that provides a guaranteed Maturity (मैच्युरिटी) benefit and bonus rates, and with the help of a lic jeevan labh 736 calculator, you can calculate your returns and compare it with other investment options like FD, PPF, and term insurance alternatives, for example, if you invest ₹50,000 per year for 16 years, you can get a maturity benefit of around ₹10 lakhs, and with a bonus rate of ₹45 per ₹1,000 sum assured, you can get an additional ₹4,500 as a bonus

Features of LIC Jeevan Labh Plan 736

The LIC Jeevan Labh Plan 736 is a limited premium paying endowment plan that provides a guaranteed Maturity (मैच्युरिटी) benefit and bonus rates, the plan has a premium payment term of 10, 15, or 16 years, and the policy term is 25 years, the plan also provides a loan facility, and the premium can be paid annually, half-yearly, quarterly, or monthly, the plan is suitable for individuals who want to save for their long-term goals, such as their child's education or marriage, and with a lic jeevan labh 736 calculator, you can calculate your returns and bonus rates

• The plan provides a guaranteed Maturity (मैच्युरिटी) benefit
• The plan provides a bonus rate of ₹45 per ₹1,000 sum assured
• The plan has a premium payment term of 10, 15, or 16 years

Bonus Rates of LIC Jeevan Labh Plan 736

The LIC Jeevan Labh Plan 736 provides a bonus rate of ₹45 per ₹1,000 sum assured, the bonus rate is declared by the LIC every year, and it is based on the performance of the LIC's investments, the bonus rate can vary from year to year, but it is guaranteed to be at least ₹45 per ₹1,000 sum assured, with a lic jeevan labh 736 calculator, you can calculate your bonus rates and returns, for example, if you have a sum assured of ₹10 lakhs, you can get a bonus of ₹4,500 per year, and with a premium payment term of 16 years, you can get a total bonus of around ₹72,000

• The plan provides a bonus rate of ₹45 per ₹1,000 sum assured
• The bonus rate is declared by the LIC every year
• The bonus rate can vary from year to year

XIRR Return Calculation of LIC Jeevan Labh Plan 736

The XIRR return calculation of the LIC Jeevan Labh Plan 736 can help you understand the returns of the plan, the XIRR return calculation takes into account the premium payments, the bonus rates, and the maturity benefit, with a lic jeevan labh 736 calculator, you can calculate the XIRR return of the plan, for example, if you invest ₹50,000 per year for 16 years, you can get a maturity benefit of around ₹10 lakhs, and with a bonus rate of ₹45 per ₹1,000 sum assured, you can get an additional ₹4,500 as a bonus, the XIRR return calculation can help you understand the returns of the plan, and compare it with other investment options

• The XIRR return calculation takes into account the premium payments
• The XIRR return calculation takes into account the bonus rates
• The XIRR return calculation takes into account the maturity benefit

Comparison with FD, PPF, and Term Insurance Alternatives

The LIC Jeevan Labh Plan 736 can be compared with other investment options like FD, PPF, and term insurance alternatives, the plan provides a guaranteed Maturity (मैच्युरिटी) benefit and bonus rates, but the returns may be lower than other investment options, with a lic jeevan labh 736 calculator, you can calculate your returns and compare it with other investment options, for example, if you invest ₹50,000 per year for 16 years in a FD, you can get a maturity benefit of around ₹10 lakhs, but the returns may be lower than the LIC Jeevan Labh Plan 736, on the other hand, if you invest in a PPF, you can get a higher return, but the investment term is longer

• The plan provides a guaranteed Maturity (मैच्युरिटी) benefit and bonus rates
• The returns may be lower than other investment options
• The plan can be compared with other investment options like FD, PPF, and term insurance alternatives

Calculation Example with Real Rupee Amounts

Let's take an example of a 30-year-old individual who invests ₹50,000 per year for 16 years in the LIC Jeevan Labh Plan 736, the sum assured is ₹10 lakhs, and the bonus rate is ₹45 per ₹1,000 sum assured, with a lic jeevan labh 736 calculator, you can calculate the returns and bonus rates, the maturity benefit can be around ₹10 lakhs, and the bonus can be around ₹4,500 per year, the total bonus can be around ₹72,000, and the XIRR return can be around 5-6% per annum, this example illustrates the benefits of the plan and how it can help individuals achieve their long-term goals

• The sum assured is ₹10 lakhs
• The bonus rate is ₹45 per ₹1,000 sum assured
• The maturity benefit can be around ₹10 lakhs

Summary of LIC Jeevan Labh Plan 736