LIC Jeevan Anand Old Plan 149 Maturity Calculator 2026

The LIC Jeevan Anand plan 149 is a popular insurance plan that offers a combination of protection and savings, it's essential to calculate the maturity value to make informed decisions about your investment

In India, the LIC Jeevan Anand plan 149 is a traditional with-profits endowment plan that provides a lump sum amount on maturity, along with a bonus, the plan is suitable for individuals who want to save for their long-term goals, such as retirement or their child's education, in 2026, it's essential to have a clear understanding of the plan's features and benefits to make the most of your investment, the plan offers a minimum sum assured of ₹1 lakh and a maximum sum assured of ₹5 lakhs, the premium payment term is limited to 5 years less than the policy term

The LIC Jeevan Anand plan 149 offers a bonus rate of ₹45 per ₹1,000 sum assured, the plan also provides a final additional bonus, the XIRR return calculation for this plan is around 5-6%, which is comparable to fixed deposits and public provident funds, however, the plan offers the added benefit of a life insurance cover, which is essential for securing one's family's financial future, it's essential to compare the plan with other investment options, such as term insurance and mutual funds, to determine the best option for your needs

How to Calculate Maturity Value

To calculate the maturity value of the LIC Jeevan Anand plan 149, you need to consider the sum assured, bonus rate, and policy term, the plan offers a simple reversionary bonus, which is declared annually, the bonus rate is around ₹45 per ₹1,000 sum assured, for example, if you have a sum assured of ₹5 lakhs, the bonus amount would be ₹2,250 per year, the plan also provides a final additional bonus, which is paid on maturity, the final additional bonus is around 10-15% of the sum assured

• The plan offers a minimum sum assured of ₹1 lakh
• The plan offers a maximum sum assured of ₹5 lakhs
• The premium payment term is limited to 5 years less than the policy term

Bonus Rates and XIRR Return

The LIC Jeevan Anand plan 149 offers a bonus rate of ₹45 per ₹1,000 sum assured, the plan also provides a final additional bonus, the XIRR return calculation for this plan is around 5-6%, which is comparable to fixed deposits and public provident funds, for example, if you invest ₹1 lakh in the plan for 20 years, the maturity value would be around ₹3.5 lakhs, the XIRR return would be around 5.5%, which is a decent return considering the plan's features and benefits, the plan is suitable for individuals who want to save for their long-term goals, such as retirement or their child's education

• The plan offers a bonus rate of ₹45 per ₹1,000 sum assured
• The plan provides a final additional bonus
• The XIRR return calculation is around 5-6%

Comparison with Other Investment Options

The LIC Jeevan Anand plan 149 can be compared with other investment options, such as term insurance and mutual funds, the plan offers a combination of protection and savings, which is not available in other investment options, for example, a term insurance plan provides only a death benefit, while a mutual fund investment provides only a return on investment, the plan is suitable for individuals who want to save for their long-term goals, such as retirement or their child's education, the plan offers a minimum sum assured of ₹1 lakh and a maximum sum assured of ₹5 lakhs

• The plan offers a combination of protection and savings
• The plan is suitable for individuals who want to save for their long-term goals
• The plan offers a minimum sum assured of ₹1 lakh and a maximum sum assured of ₹5 lakhs

Maturity [मैच्युरिटी] and Premium [प्रीमियम] Payment

The LIC Jeevan Anand plan 149 offers a maturity benefit, which is paid on the completion of the policy term, the maturity benefit includes the sum assured and the bonus amount, the plan also provides a final additional bonus, which is paid on maturity, the premium payment term is limited to 5 years less than the policy term, for example, if you have a policy term of 20 years, the premium payment term would be 15 years, the premium amount would be around ₹5,000 per year, depending on the sum assured and the policy term

• The plan offers a maturity benefit
• The plan provides a final additional bonus
• The premium payment term is limited to 5 years less than the policy term

Sum Assured [बीमा राशि] and Bonus Calculation

The LIC Jeevan Anand plan 149 offers a minimum sum assured of ₹1 lakh and a maximum sum assured of ₹5 lakhs, the bonus rate is around ₹45 per ₹1,000 sum assured, the plan also provides a final additional bonus, which is paid on maturity, for example, if you have a sum assured of ₹5 lakhs, the bonus amount would be ₹2,250 per year, the final additional bonus would be around 10-15% of the sum assured, the plan is suitable for individuals who want to save for their long-term goals, such as retirement or their child's education

• The plan offers a minimum sum assured of ₹1 lakh
• The plan offers a maximum sum assured of ₹5 lakhs
• The bonus rate is around ₹45 per ₹1,000 sum assured

Maturity Value Calculation