LIC Bima Jyoti Plan 760 Calculator 2026 — Returns and Maturity

The LIC Bima Jyoti Plan 760 is a popular endowment plan that provides a combination of protection and savings, with a guaranteed maturity benefit and bonus additions, it is a good option for those looking for a low-risk investment with returns comparable to fixed deposits

In India, 2026 is a great time to invest in a life insurance policy that provides a combination of protection and savings, the LIC Bima Jyoti Plan 760 is one such policy that offers a guaranteed maturity benefit and bonus additions, making it a good option for those looking for a low-risk investment with returns comparable to fixed deposits, for example, if you invest ₹50,000 per year for 20 years, you can expect a maturity benefit of around ₹15,00,000, with a bonus rate of ₹45 per ₹1,000 sum assured, the returns can be calculated using the XIRR method, which gives a return of around 6.5% per annum

The LIC Bima Jyoti Plan 760 is a traditional endowment plan that provides a guaranteed maturity benefit and bonus additions, the plan is available for a term of 15 to 25 years, with a minimum sum assured of ₹1,00,000 and a maximum sum assured of ₹5,00,000, the premium for the plan can be paid annually, half-yearly, quarterly, or monthly, the plan also provides a loan facility, where you can take a loan against your policy, at an interest rate of around 9-10% per annum, it is always a good idea to use a lic bima jyoti 760 calculator to calculate the returns and maturity benefits of your policy

How to Calculate Returns and Maturity Benefits

To calculate the returns and maturity benefits of the LIC Bima Jyoti Plan 760, you can use a lic bima jyoti 760 calculator, the calculator will ask for details such as the sum assured, term, premium payment frequency, and bonus rate, for example, if you have a sum assured of ₹5,00,000, a term of 20 years, and a premium payment frequency of annual, with a bonus rate of ₹50 per ₹1,000 sum assured, the calculator will give you the maturity benefit and the returns on your investment, the returns can be calculated using the XIRR method, which gives a return of around 7% per annum, it is always a good idea to compare the returns with other investment options such as fixed deposits, public provident fund, and term insurance

• The plan provides a guaranteed maturity benefit
• The plan provides bonus additions
• The plan provides a loan facility

Benefits of the LIC Bima Jyoti Plan 760

The LIC Bima Jyoti Plan 760 provides a combination of protection and savings, with a guaranteed maturity benefit and bonus additions, the plan is a good option for those looking for a low-risk investment with returns comparable to fixed deposits, the plan also provides a loan facility, where you can take a loan against your policy, at an interest rate of around 9-10% per annum, the plan is available for a term of 15 to 25 years, with a minimum sum assured of ₹1,00,000 and a maximum sum assured of ₹5,00,000, the premium for the plan can be paid annually, half-yearly, quarterly, or monthly, it is always a good idea to use a lic bima jyoti 760 calculator to calculate the returns and maturity benefits of your policy, for example, if you invest ₹1,00,000 per year for 20 years, you can expect a maturity benefit of around ₹25,00,000, with a bonus rate of ₹55 per ₹1,000 sum assured

• The plan provides a guaranteed maturity benefit
• The plan provides bonus additions
• The plan provides a loan facility

Comparison with Other Investment Options

The LIC Bima Jyoti Plan 760 can be compared with other investment options such as fixed deposits, public provident fund, and term insurance, for example, if you invest ₹1,00,000 per year for 20 years in a fixed deposit, you can expect a return of around 6-7% per annum, with a maturity benefit of around ₹20,00,000, on the other hand, if you invest ₹1,00,000 per year for 20 years in the LIC Bima Jyoti Plan 760, you can expect a maturity benefit of around ₹25,00,000, with a bonus rate of ₹55 per ₹1,000 sum assured, the returns can be calculated using the XIRR method, which gives a return of around 7.5% per annum, it is always a good idea to compare the returns with other investment options before making a decision, the plan is a good option for those looking for a low-risk investment with returns comparable to fixed deposits

• The plan provides a guaranteed maturity benefit
• The plan provides bonus additions
• The plan provides a loan facility

How to Use a LIC Bima Jyoti 760 Calculator

To use a lic bima jyoti 760 calculator, you need to enter details such as the sum assured, term, premium payment frequency, and bonus rate, for example, if you have a sum assured of ₹5,00,000, a term of 20 years, and a premium payment frequency of annual, with a bonus rate of ₹50 per ₹1,000 sum assured, the calculator will give you the maturity benefit and the returns on your investment, the returns can be calculated using the XIRR method, which gives a return of around 7% per annum, it is always a good idea to compare the returns with other investment options such as fixed deposits, public provident fund, and term insurance, the calculator will also give you the premium amount that you need to pay, and the loan amount that you can take against your policy, for example, if you invest ₹1,00,000 per year for 20 years, you can expect a maturity benefit of around ₹25,00,000, with a bonus rate of ₹55 per ₹1,000 sum assured

• Enter the sum assured
• Enter the term
• Enter the premium payment frequency

Conclusion

In conclusion, the LIC Bima Jyoti Plan 760 is a popular endowment plan that provides a combination of protection and savings, with a guaranteed maturity benefit and bonus additions, the plan is a good option for those looking for a low-risk investment with returns comparable to fixed deposits, the plan also provides a loan facility, where you can take a loan against your policy, at an interest rate of around 9-10% per annum, it is always a good idea to use a lic bima jyoti 760 calculator to calculate the returns and maturity benefits of your policy, for example, if you invest ₹1,00,000 per year for 20 years, you can expect a maturity benefit of around ₹25,00,000, with a bonus rate of ₹55 per ₹1,000 sum assured, the returns can be calculated using the XIRR method, which gives a return of around 7.5% per annum, the plan is a good option for those looking for a low-risk investment with returns comparable to fixed deposits, Maturity (मैच्युरिटी) benefit is guaranteed, Premium (प्रीमियम) amount is affordable, Sum Assured (बीमा राशि) is high

Summary of LIC Bima Jyoti Plan 760