LIC Aadhaar Stambh Plan 843 Calculator 2026 — Policy for Women

Investing in the right policy can secure your future, and with the LIC Aadhaar Stambh plan 843, women can get a head start on their financial goals.

In India, 2026, it is essential to have a practical approach to investment and insurance. The LIC Aadhaar Stambh plan 843 is a unique policy designed specifically for women, offering a combination of protection and savings. With a minimum sum assured of ₹75,000 and a maximum of ₹3,00,000, this policy provides a flexible option for women to secure their financial future. The premium payments can be made annually, half-yearly, quarterly, or monthly, depending on the policyholder's convenience. The policy also offers a loan facility, where the policyholder can avail of a loan up to 80% of the surrender value.

The LIC Aadhaar Stambh plan 843 offers a bonus rate of ₹45 per ₹1,000 sum assured, which is a competitive rate compared to other endowment plans. The policy also provides a maturity benefit, which includes the sum assured and the accrued bonuses. The XIRR return calculation for this policy is around 5-6%, which is comparable to fixed deposits and public provident funds. However, the policy also provides a life cover, which is not available with traditional investment options. For example, if a woman invests ₹50,000 per year in the LIC Aadhaar Stambh plan 843 for 15 years, she can expect a maturity benefit of around ₹10,00,000, including the sum assured and bonuses.

Key Features of LIC Aadhaar Stambh Plan 843

The LIC Aadhaar Stambh plan 843 is a non-linked, non-participating, individual, savings, life insurance plan. The policy offers a flexible premium payment option, where the policyholder can pay premiums annually, half-yearly, quarterly, or monthly. The policy also provides a loan facility, where the policyholder can avail of a loan up to 80% of the surrender value. The policy term ranges from 10 to 20 years, and the minimum sum assured is ₹75,000. The policy also offers a free look period of 15 days, where the policyholder can return the policy if not satisfied. The premium payments are eligible for tax benefits under section 80C of the Income Tax Act.

• Minimum sum assured of ₹75,000
• Maximum sum assured of ₹3,00,000
• Flexible premium payment options

Benefits of LIC Aadhaar Stambh Plan 843

The LIC Aadhaar Stambh plan 843 offers several benefits to the policyholder. The policy provides a life cover, which ensures that the family is financially secure in case of the policyholder's unfortunate demise. The policy also offers a maturity benefit, which includes the sum assured and the accrued bonuses. The policyholder can also avail of a loan facility, which can be used to meet any financial emergencies. The policy also provides tax benefits under section 80C of the Income Tax Act. For example, if a woman invests ₹50,000 per year in the LIC Aadhaar Stambh plan 843 for 15 years, she can expect a maturity benefit of around ₹10,00,000, including the sum assured and bonuses. The policy also provides a life cover of ₹5,00,000, which can be used to secure the family's financial future.

• Life cover
• Maturity benefit
• Loan facility

XIRR Return Calculation for LIC Aadhaar Stambh Plan 843

The XIRR return calculation for the LIC Aadhaar Stambh plan 843 is around 5-6%, which is comparable to fixed deposits and public provident funds. However, the policy also provides a life cover, which is not available with traditional investment options. The XIRR return calculation takes into account the premium payments, the bonuses accrued, and the maturity benefit. For example, if a woman invests ₹50,000 per year in the LIC Aadhaar Stambh plan 843 for 15 years, she can expect a maturity benefit of around ₹10,00,000, including the sum assured and bonuses. The XIRR return calculation for this policy would be around 5.5%, which is a competitive return compared to other investment options.

• XIRR return calculation of 5-6%
• Comparable to fixed deposits and public provident funds
• Life cover not available with traditional investment options

Comparison with FD, PPF, and Term Insurance Alternatives

The LIC Aadhaar Stambh plan 843 can be compared to other investment options such as fixed deposits, public provident funds, and term insurance alternatives. The policy offers a life cover, which is not available with traditional investment options. The policy also provides a maturity benefit, which includes the sum assured and the accrued bonuses. The XIRR return calculation for this policy is around 5-6%, which is comparable to fixed deposits and public provident funds. However, the policy also provides a loan facility, which can be used to meet any financial emergencies. For example, if a woman invests ₹50,000 per year in the LIC Aadhaar Stambh plan 843 for 15 years, she can expect a maturity benefit of around ₹10,00,000, including the sum assured and bonuses.

• Life cover not available with traditional investment options
• Maturity benefit includes sum assured and bonuses
• Loan facility available

Calculation Example for LIC Aadhaar Stambh Plan 843

Let's consider an example of a woman who invests ₹50,000 per year in the LIC Aadhaar Stambh plan 843 for 15 years. The policy term is 15 years, and the sum assured is ₹5,00,000. The bonus rate is ₹45 per ₹1,000 sum assured, and the XIRR return calculation is around 5.5%. The maturity benefit would be around ₹10,00,000, including the sum assured and bonuses. The policy also provides a life cover of ₹5,00,000, which can be used to secure the family's financial future. The premium payments are eligible for tax benefits under section 80C of the Income Tax Act. The policy also offers a loan facility, where the policyholder can avail of a loan up to 80% of the surrender value.

• Investment of ₹50,000 per year
• Policy term of 15 years
• Sum assured of ₹5,00,000

Summary of LIC Aadhaar Stambh Plan 843